Last updated: 2026
This Privacy Policy explains how PayoffPlan ("we", "us") handles information when you use payoffplan.online (the "Site").
Our calculator runs entirely in your browser. The values you enter are not sent to or stored on our servers. We collect standard, non-identifying analytics (pages visited, device type, approximate region) to understand usage and improve the Site.
We use Google AdSense to display ads. Third-party vendors, including Google, use cookies to serve ads based on your prior visits to this and other websites. Google's use of advertising cookies enables it and its partners to serve ads based on your visits. You may opt out of personalized advertising by visiting Google's Ads Settings, or opt out of third-party vendor cookies at www.aboutads.info.
We may use Google Analytics to collect aggregate usage data. This data is anonymized and used only to improve the Site.
Some outbound links are affiliate links. If you click them and sign up for a service, we may earn a commission at no extra cost to you. This does not affect our editorial content.
Depending on your location (including under GDPR and CCPA), you may have rights to access, correct, or delete personal data, and to opt out of personalized advertising. Because we do not collect personal calculator data, most requests relate to advertising cookies, which you can manage through the settings linked above.
The Site is not directed at children under 13 and we do not knowingly collect their data.
Questions about this policy: privacy@payoffplan.online